Financial Technology

Financial technology (FinTech) research centers on leveraging technological advancements to improve financial services, primarily focusing on enhancing security, efficiency, and accessibility. Current research emphasizes the application of machine learning, particularly ensemble methods and boosting algorithms, alongside blockchain technology, to address challenges in areas like credit risk assessment, fraud detection, and personalized financial recommendations. These advancements aim to improve the accuracy and reliability of financial systems, increase financial inclusion, and mitigate risks associated with digital finance, impacting both the scientific understanding of financial modeling and the practical delivery of financial services.