Communication-Efficient Personalized Adaptation via Federated-Local Model Merging

Federated parameter-efficient fine-tuning enables clients to adapt pre-trained models without sharing raw data or communicating the full model, but statistical heterogeneity makes a single global adapter insufficient for personalized prediction. Existing personalized methods typically use the same low-rank structure for both shared and private adaptation, overlooking their distinct requirements for aggregation and personalization. We propose FedLAFP, a role-aware framework that couples a compact, globally aggregated LoRA branch with a client-private, full-rank-capable RandLoRA branch. The shared branch provides an efficient interface for transferring common knowledge, whereas the private branch combines fixed random low-rank bases with learned scaling coefficients to provide expressive client-specific adaptation without additional communication. Client- and layer-specific mixing coefficients jointly fuse the two branches, and only the shared LoRA parameters are exchanged. A controlled linear study supports this role assignment: LoRA yields more aligned client updates and lower aggregation error, while RandLoRA more accurately recovers client-specific residuals. Experiments across four visual recognition benchmarks show that FedLAFP consistently outperforms local-only and federated LoRA baselines, achieving an average personalized accuracy of $86.93\%$ and exceeding the best baseline average by $1.30$ percentage points.

Federated Learning (FL) has emerged as a promising technique for training language models on distributed and private datasets of diverse tasks. However, aggregating models trained on heterogeneous tasks often degrades the overall performance of individual clients. To address this issue, Personalized FL (pFL) aims to create models tailored for each client's data distribution. Although these approaches improve local performance, they usually lack robustness in two aspects: (i) generalization: when clients must make predictions on unseen tasks, or face changes in their data distributions, and (ii) intra-client tasks interference: when a single client's data contains multiple distributions that may interfere with each other during local training. To tackle these two challenges, we propose FedRouter, a clustering-based pFL that builds specialized models for each task rather than for each client. FedRouter uses adapters to personalize models by employing two clustering mechanisms to associate adapters with specific tasks. A local clustering that associate adapters with task data samples and a global one that associates similar adapters from different clients to construct task-centric personalized models. Additionally, we propose an evaluation router mechanism that routes test samples to the best adapter based on the created clusters. Experiments comparing our method with existing approaches across a multitask dataset, FedRouter demonstrate strong resilience in these challenging scenarios performing up to 6.1% relatively better under tasks interference and up to 136% relative improvement under generalization evaluation.

Federated fine-tuning of foundation models using Low-Rank Adaptation (LoRA) offers a communication efficient solution for distributed learning. However, existing federated LoRA methods suffer from two fundamental limitations: (1) structural aggregation bias, where independently averaging low rank factors fails to approximate the true combined update, and (2) client side initialization lag, as clients repeatedly reinitialize LoRA parameters across communication rounds, slowing convergence. We propose HyperLoRA, a unified framework that addresses both issues through amortized federated adaptation through hypernetwork-driven LoRA generation and product space aggregation. Instead of iterative per-client optimization, HyperLoRA employs a learned generator that maps client distribution signatures to LoRA initializations, effectively amortizing per client adaptation. On the server side, we introduce a learned aggregation module that directly synthesizes updates in the low-rank product space, eliminating the inconsistencies of factor-wise averaging. A lightweight residual correction module further improves stability under heterogenous (non-IID) client distributions.By replacing iterative optimization and heuristic averaging with learned operators, HyperLoRA jointly enables efficient personalization, unbiased aggregation, and faster convergence. Experiments on federated vision and vision-language benchmarks show that HyperLoRA achieves improved convergence speed, greater robustness to distribution shift, and stronger personalization performance compared to prior federated LoRA methods.