Harmonized Tabular-Image Fusion via Gradient-Aligned Alternating Learning

Multimodal tabular-image learning is gaining growing attention, yet it faces challenges due to tabular data unavailable at test time. A practical solution involves transferring tabular knowledge to images during training to enhance the performance of image models at inference. However, the overlooked yet important challenges lie in the modality imbalance between images and tables, as well as their asymmetric modality relationship in cross-modal transfer, which limits the auxiliary role of tabular data. To address these issues, we propose Skewed Knowledge Transfer (SKT), which asymmetrically transfers tabular knowledge to improve the image model by adaptive integration of modality gradients in a shared parameter space. Specifically, we first introduce a multimodal shared head, which allows the model to benefit from cross-modal structure without adding additional parameters. We then design a two-step Nash Bargaining strategy to effectively leverage tabular gradients. In the first step, SKT seeks a point of modality balance and uses preference awareness in the second step to steer combined gradients toward image-beneficial directions. Furthermore, we theoretically analyze the Pareto improvement and convergence of SKT. To this end, tabular knowledge is explicitly transferred to enhance image models. Empirical experiments on widely used tabular-image datasets reveal that SKT consistently improves image unimodal performance by using tabular data as auxiliary information.

The missing-modality problem poses a significant challenge in image-tabular multimodal learning across a wide range of multimedia applications, including product understanding, recommendation systems, and medical diagnosis. This challenge is particularly pronounced when the two modalities are highly heterogeneous, as images and tabular attributes differ substantially in their semantic granularity and data distributions. Existing methods learn modality-invariant representations through disentanglement and alignment over global token-averaged features, capturing only coarse cross-modal consistency and overlooking fine-grained semantic and distributional misalignment, which hampers the exploitation of complementary cues under missing modalities. To address this, we propose DFPL, a novel framework for fine-grained prototype learning. Specifically, Shared-Specific Prototype Modeling (SSPM) extracts compact and diverse shared and modality-specific prototypes, and further performs prototype-level disentanglement to suppress redundant intra-modality correlations. Additionally, we propose a Prototype-guided Fine-grained Alignment (PFA) module that jointly enforces prototype-level distribution matching and prototype-to-class semantic alignment within a unified prototype space, thereby preserving both fine-grained distributional and semantic consistency across modalities. We further introduce a Class-aware Multi-scale Aggregation (CMA) module to adaptively aggregate shared semantics and modality-specific characteristics from global and prototype levels for robust predictions. Extensive experiments on three diverse image-tabular benchmarks demonstrate the superiority of our method compared to the previous approaches under various missing-modality settings. Code will be made publicly available.

Tabular-image multimodal learning aims to improve predictive modeling by jointly using structured tabular attributes and visual data. Although pretrained encoders provide strong modality-specific representations, full fine-tuning can be computationally expensive, while keeping encoders frozen may limit task-specific adaptation. We propose the Tabular-Image Adapter (TI-Adapter), a modality-specific adapter-based fine-tuning framework for efficient multimodal adaptation. TI-Adapter freezes the pretrained tabular encoder and learns an adapter after the extracted tabular embedding, while adapting the image branch with embedding-level and bottleneck-level adapters instead of full fine-tuning. Experiments on 20 tabular-image datasets show that TI-Adapter achieves competitive or better predictive performance than full fine-tuning while using substantially fewer trainable parameters. Ablation studies further demonstrate the importance of adapter placement for balancing performance and practical efficiency.