Tabular data remains prevalent in high-stakes domains such as healthcare and finance, where predictive models are expected to provide both high accuracy and faithful, human-understandable reasoning. While symbolic models offer verifiable logic, they lack semantic expressiveness. Meanwhile, general-purpose LLMs often require specialized fine-tuning to master domain-specific tabular reasoning. To address the dual challenges of scalable data curation and reasoning consistency, we propose ReSS, a systematic framework that bridges symbolic and neural reasoning models. ReSS leverages a decision-tree model to extract instance-level decision paths as symbolic scaffolds. These scaffolds, alongside input features and labels, guide an LLM to generate grounded natural-language reasoning that strictly adheres to the underlying decision logic. The resulting high-quality dataset is used to fine-tune a pretrained LLM into a specialized tabular reasoning model, further enhanced by a scaffold-invariant data augmentation strategy to improve generalization and explainability. To rigorously assess faithfulness, we introduce quantitative metrics including hallucination rate, explanation necessity, and explanation sufficiency. Experimental results on medical and financial benchmarks demonstrate that ReSS-trained models improve traditional decision trees and standard fine-tuning approaches up to 10% while producing faithful and consistent reasoning
Figures & tables
Figure 1: An illustration of the ReSS pipeline applied to the diabetes prediction problem.
Dataset
#Feature
Train
Val.
Test
Train aug
HomeLoan
11
491
61
62
1624
Diabetes
8
614
77
77
2144
Creditg
20
800
100
100
2564
AD
25
6062
303
759
8358
Credit-D
10
13156
1644
1645
20340
Table 1: Left: Dataset statistics and data split details. Right: Hallucination rates (%) across different datasets. We report three types: Feature Existence Hallucination (FEH), Feature Value Hallucination (FVH), and Comparison Hallucination (CH). Results are averaged over three random seeds.
Figure 2: Explanation sufficiency and necessity analysis for ReSS via feature masking across five tabular datasets, averaged over three random seeds. The x-axis denotes the number of masked features per instance, while the y-axis shows the resulting change in prediction accuracy under masking interventions.
Figure 3: Left: Ablation study with delexicalized features, conducted without augmented reasoning data. Right: Sensitivity to decision tree qualities. Results are averaged over three random seeds.
Appendix figures & tables2 assets
Supplementary material from the paper’s appendix.
Appendix
Figure 15: Sufficiency and necessity analysis via feature masking on Diabetes and AD. We compare the ReSS model trained without augmented reasoning data against the DRC+SFT baseline, whose reasoning data is generated without symbolic scaffold constraints.
Tabular data is a primary medium for storing real-world information, driving many industrial applications of machine learning. Traditional predictors achieve strong predictive performance but do not provide readable, case-specific explanations essential for decision-making. Large Language Models (LLMs) can naturally bridge this gap by generating predictions alongside explanations. However, dataset-specific patterns, such as feature distributions and interactions, make tabular data difficult for LLMs to understand and reason over, while label-only fine-tuning improves performance at the cost of catastrophic forgetting. To address this problem, we propose Tri-Level Rationale Distillation (TLRD), a framework that converts label-only tabular datasets into structured rationale supervision for LLMs. TLRD uses a high-capacity teacher to synthesize a rationale corpus grounded in three complementary levels of evidence: instance-level feature, dataset-level distributional context, and comparison-level retrieved neighbors, then distills the rationale into student LLMs, enabling zero-overhead prediction and grounded explanation from raw features only. Experiments on multiple domain datasets show that TLRD significantly closes the performance gap between LLMs and state-of-the-art tree ensembles while producing grounded and readable explanations, offering a valuable reference for high-stakes decision-making.
Tianyuan Liang, Xuwei Tan, Lei Shi +6
The Ohio State University · Stevens Institute of Technology
Large Language Models (LLMs) fine-tuned on serialized tabular data are emerging as powerful alternatives to traditional tree-based models, particularly for heterogeneous or context-rich datasets. However, their deployment in high-stakes domains is hindered by a lack of faithful interpretability; existing methods often rely on global linear proxies or scalar probability shifts that fail to capture the model's full probabilistic uncertainty. In this work, we introduce TabSHAP, a model-agnostic interpretability framework designed to directly attribute local query decision logic in LLM-based tabular classifiers. By adapting a Shapley-style sampled-coalition estimator with Jensen-Shannon divergence between full-input and masked-input class distributions, TabSHAP quantifies the distributional impact of each feature rather than simple prediction flips. To align with tabular semantics, we mask at the level of serialized key:value fields (atomic in the prompt string), not individual subword tokens. Experimental validation on the Adult Income and Heart Disease benchmarks demonstrates that TabSHAP isolates critical diagnostic features, achieving significantly higher faithfulness than random baselines and XGBoost proxies. We further run a distance-metric ablation on the same test instances and TabSHAP settings: attributions are recomputed with KL or L1 replacing JSD in the similarity step (results cached per metric), and we compare deletion faithfulness across all three.
Aryan Chaudhary, Prateek Agarwal, Tejasvi Alladi
Department of Computer Science Birla Institute of Technology and Science India
Reasoning over tabular data is a crucial capability for tasks like question answering and fact verification, as it requires models to comprehend both free-form questions and semi-structured tables. However, while methods like Chain-of-Thought (CoT) introduce reasoning chains, purely symbolic methodes are inherently limited by their blindness to holistic visual patterns. To address this, we propose the Coarse-to-Fine Multimodal Synthesis framework (CFMS), a novel two-stage paradigm that hierarchically decouples high-level visual perception from granular symbolic reasoning. In the Coarse Stage, CFMS leverages the Multimodal Large Language Models (MLLMs) to perform a one-time synthesis of a multi-perspective knowledge tuple. This tuple subsequently serves as a dynamic reasoning map to guide the fine stage, where a symbolic engine executes a targeted and efficient sequence of iterative operations over the table. Extensive experiments on the WikiTQ and TabFact benchmarks demonstrate that CFMS achieves competitive accuracy. The framework exhibits particular robustness when handling large tables and when instantiated with smaller backbone models, validating its effectiveness and generalizability.