Benchmarking Google Embeddings 2 against Open-Source Models for Multilingual Dense Retrieval and RAG Systems

Choosing the right text embedding model is one of the most consequential -- and most frequently under-examined -- decisions in building a retrieval or search system, yet the model that tops a leaderboard is rarely the best choice for a given deployment. This report develops a practical, evidence-based framework for embedding model selection, built on a benchmarking study that evaluates T3EM (Text 3 Embedding Model), a commercial API-based embedding model, against a broad set of open-source alternatives on English-language retrieval tasks, and situates these findings within the wider Massive Text Embedding Benchmark (MTEB) landscape spanning classification, clustering, semantic similarity, reranking, pair classification, bitext mining, and summarization. Beyond raw benchmark scores, the report traces the full path from embedding model to retrieved result -- how embeddings are produced, how they are indexed and searched at scale, and how document chunking strategy shapes retrieval quality -- so that model choice can be reasoned about as one decision within a complete retrieval pipeline rather than in isolation. The result is a consolidated set of practical recommendations for selecting an embedding model according to task, latency, cost, and deployment constraints.

State-of-the-art retrieval models increasingly rely on closed training data, creating a reproducibility gap. We present an open end-to-end recipe for training retrieval models and study how English supervision transfers to multilingual retrieval through translate-train. We first reconstruct and curate 665M English contrastive pre-training pairs from 1.4B pairs across 34 public sources and build 1.88M supervised fine-tuning pairs with mined hard negatives. Training yields two 149M-parameter models: DenseOn, a single-vector dense model, and LateOn, a ColBERT-style late-interaction model. They achieve 56.20 and 57.22 average nDCG@10 on BEIR, respectively, setting new state-of-the-art results for this size class. We then translate the validated English data into eight languages, yielding 2.8B pairs with cross-lingual samples, and train mDenseOn and mLateOn, two 307M-parameter models built on mmBERT-base. Despite sharing their backbone, data, and objectives, their representations behave differently: the dense model is strong on English and translated languages but degrades outside translate-train support, whereas the late-interaction model generalizes better to unseen languages and scripts. This suggests that token-level matching turns translate-train from a target-language expansion strategy into a multilingual generalization recipe. We publicly release the models, datasets, and training code.

Dense retrieval systems increasingly rely on multi-billion-parameter language models, whose memory and computational requirements make large-scale indexing, frequent corpus updates, and low-latency serving costly. We present a three-stage training pipeline for developing compact and efficient retrievers that remain competitive with substantially larger models. The pipeline combines cross-lingual alignment, relational knowledge distillation, and contrastive fine-tuning. It requires no original ground-truth relevance labels, relying exclusively on supervision generated by strong embedding models and rerankers utilised as teachers. Using this pipeline, we develop PolDense and EuroDense, both supporting contexts of up to 8,192 tokens. PolDense is a family of six Polish retrievers ranging from 17M to 1B parameters. EuroDense is a 435M-parameter retriever supporting nine European languages. We conduct an extensive evaluation covering 41 Polish and 150 multilingual retrieval tasks. The results demonstrate strong quality-efficiency trade-offs. PolDense-1B outperforms the evaluated retrievers with up to 9B parameters, while the PolDense family forms the Pareto frontier across model sizes. Among the evaluated models below 1B parameters, EuroDense ranks first in both task-averaged and language-averaged performance and leads in seven of nine languages. We release all models publicly.