AnalysisBank: An Expert Analysis Pattern Library for Financial Report Generation

Large language models can produce fluent financial analysis, but fluency alone does not establish whether a report is suitable for institutional delivery. We introduce FinReportBench, an expert-grounded benchmark for measuring and improving institution-grade financial report generation. Expert review reveals recurring gaps in report identity, institutional components, source discipline, and visual delivery. We derive a 35-item rubric through expert partial orders, multimodal evidence, and audits of decision boundaries, covering deliverability, report identity, and institutional completeness. Starting from 10,000 balanced Chinese and English financial-research source records, we curate 244 bilingual tasks across three research objects and two input tiers. Each task separates the public query, reconstructed research trajectory, and hidden source packet. Three independent judge families reproduce the expert partial order at near-ceiling rates, showing that bounded, observable criteria support reliable evaluation. Across nine model families, basic deliverability is nearly saturated, while report identity and institutional completeness remain the primary bottlenecks. The largest cross-model gaps concern generation-trace control, information density, and data discipline rather than basic report framing. We then use benchmark-guided skill distillation to turn recurrent failures into reusable generation and self-review constraints. Across five model families, the evolved skill improves mean G1 by 33.85 points and mean G2 by 13.83 points over paired no-skill runs while preserving G0 for every pair. Code and benchmark artifacts are available at https://github.com/MisterBrookT/finreportbench.

We study how generative artificial intelligence (GenAI) reshapes financial analysts' information production. Using the 2023 integration of GenAI into FACTSET as a plausibly exogenous change in AI access, we find that FACTSET-associated reports become markedly richer--featuring 26% more distinct information sources, 24% broader topical coverage, and 21% more analytical methods--while also improving timeliness. However, these gains do not uniformly improve decision quality: relative forecast accuracy declines when analysts face greater information-processing demands. Yet, a machine-learning benchmark processing the same observable inputs shows no analogous deterioration, pointing to a human processing constraint rather than poorer underlying information. Placebo tests using other data vendors make a common platform-wide technology trend unlikely. Overall, GenAI relaxes information-acquisition constraints while making human attention a more important bottleneck.

Large language models are increasingly used to answer questions over annual reports, earnings decks, and analyst notes, yet their outputs remain difficult to verify in high-stakes financial workflows. A fluent answer can blend directly grounded statements, weak synthesis, and unsupported claims across narrative text, tables, and charts. We present EvidenceLens, a visual analytics prototype that treats financial question answering as a claim-evidence alignment problem. The system decomposes an answer into atomic claims, summarizes support composition and confidence, support gaps, and coordinates claim-level inspection with source passages, table cells, and chart regions. Its core visual representation is a multimodal claim-evidence matrix that makes coverage, contradiction, and modality imbalance immediately visible. To support reproducibility, we also specify a JSON-based artifact schema, a lightweight multimodal alignment pipeline, and a deterministic review-priority ranking that maps backend signals into an auditable visual structure. Through representative report-auditing scenarios, we show how EvidenceLens helps analysts distinguish grounded claims from overconfident synthesis that conventional chat interfaces flatten.