Frozen Factor or Spectral Band? Disentangling Two Choices in Low-Rank LoRA

Low-Rank Adaptation (LoRA) significantly reduces compute and memory costs for finetuning Deep Learning models but is often harder to tune than dense training: when using factor-wise optimizers such as AdamW, it is sensitive to initialization choices, its optimal learning rates transfer poorly across ranks, and it often fails to beat dense baselines. We derive LoRA-Muon by applying the Muon optimizer's spectral steepest-descent rule to the low-rank setting. Along with our split weight-decay rule, our main claim is that LoRA-Muon is a good low-rank proxy for full-rank Muon and Shampoo-family optimizers. Its optimal learning rates transfer across rank, width, depth, and factor-rescaling. In our compute-matched TinyShakespeare study, a rank-$2$ proxy recovers the dense best tested learning rate, and a rank-$32$ LoRA-Muon run attains lower mean validation loss than the dense baseline in the seed-averaged sweep. We further show that the Spectron optimizer depends on arbitrary factor scaling, so it would likely be a poor fit when finetuning starts from badly imbalanced factors, and that LoRA-RITE's simplified QR-coordinate core implements the same spectral update. LoRA-Muon computes that update without QR-decomposition and avoids storing second moments, making it more accelerator-friendly and memory-efficient.

Low-rank adaptation (LoRA) represents large language model (LLM) updates with two compact matrix factors, i.e., $A$ and $B$, providing an efficient way to fine-tune large models in federated learning paradigm. Inspired by the asymmetric roles of the LoRA factors, we study whether $A$ should be shared across clients while $B$ remains client-specific (Share-A/Local-B), or whether $B$ should instead be shared while $A$ remains client-specific (Share-B/Local-A). With a least-squares surrogate, we reveal that Share-A/Local-B requires the client-specific LoRA update matrices to use a common rank-$r$ input-side space, whereas Share-B/Local-A requires a common rank-$r$ output-side space. The two strategies therefore incur different projection residuals, indicating that the preferred strategy is the one with the smaller aggregate residual across clients. With this insight, we propose Federated Adaptive Factor Sharing Low-Rank Adaptation (FedAS-LoRA), which selects the sharing side before training to enhance fine-tuning performance. To enable adaptive factor selection before training, we design a Rank-Aware Shared-Subspace Sufficiency (RSS) metric, which effectively assesses whether a shared rank-$r$ input subspace is sufficient for the local data distributions using representations extracted from a frozen LLM backbone. Experiments across different tasks, data distributions, LoRA ranks, and participation settings confirm the effectiveness of RSS and the superior performance of FedAS-LoRA.

Low-rank adaptation (LoRA) has emerged as the de facto standard for parameter-efficient fine-tuning (PEFT) of foundation models, enabling the adaptation of billion-parameter networks with minimal computational and memory overhead. Despite its empirical success and rapid proliferation of variants, it remains elusive which architectural choices, optimization techniques, and deployment constraints should guide practical method selection. This overview revisits LoRA through the lens of signal processing (SP), bridging modern adapter designs with classical low-rank modeling tools and inverse problems, as well as highlighting how SP principles can inform principled advances of fine-tuning approaches. Rather than providing a comprehensive enumeration and empirical comparisons of LoRA variants, emphasis is placed on the technical mechanisms underpinning these approaches to justify their effectiveness. These advances are categorized into three complementary axes: architectural design, efficient optimization, and pertinent applications. The first axis builds on singular value decomposition (SVD)-based factorization, rank-augmentation constructions, and cross-layer tensorization, while the second axis deals with initialization, alternating solvers, gauge-invariant optimization, and parameterization-aware methods. Beyond fine-tuning, emerging applications of LoRA are accounted across the entire lifecycle of large models, ranging from pre- and post-training to serving/deployment. Finally, open research directions are outlined at the confluence of SP and deep learning to catalyze a bidirectional frontier: classical SP tools provide a principled vocabulary for designing principled PEFT methods, while the unique challenges facing modern deep learning, especially the overwhelming scale and prohibitive overhead, also offer new research lines benefiting the SP community in return.