Fin_Agent at FinEval 2026: Task-Aware Methods for Multilingual Financial NLP

FinMMEval 2026 Task 2 evaluates short-answer financial question answering over multilingual evidence. Each final-test item pairs an English question with financial statements and news in English, Chinese, Japanese, Spanish, and Greek. Participating systems submit one concise answer per item in JSONL format. The final-test set contains 256 items, split evenly between easy and expert tiers; each tier contains four question templates instantiated over 32 company-report groups. Gold answers were withheld during submission, and systems were ranked by macro-averaged item-level ROUGE-1 F1 against organizer-held reference answers. The final leaderboard includes 12 ranked submissions. The strongest systems are closely clustered, with the top four separated by less than one percentage point in ROUGE-1 F1. The submitted system papers document retrieval-augmented generation, cross-lingual evidence handling, structured prompting, answer compression, and validation strategies.

We present DS@GT's submission to FinMMEval 2026 Task 1, a multilingual financial exam question answering benchmark spanning English, Spanish, Greek, Chinese, and Hindi. Financial certification exams such as the CFA, EFPA, and CPA demand structured domain reasoning that standard NLP benchmarks do not capture, and this challenge compounds across languages where retrieval and representation infrastructure is underdeveloped. We build a retrieval-augmented pipeline on LangGraph that detects query language and retrieves semantically relevant exemplars from a 30,209-entry multilingual knowledge base using BGE-M3 embeddings and FAISS indexing. The system then scores answers via Retrieval-Augmented Direct Scoring (RADS), reading next-token log-probabilities over candidate option letters rather than generating free-form output. For low-resource languages, we fuse per-language and cross-lingual retrieval indices using weighted Reciprocal Rank Fusion. Model selection is language-routed: Qwen3-14B for Arabic, Chinese, and Hindi; Qwen2.5-14B for English; and Llama-3.1-8B for Greek, a routing derived from empirical ablations that reveal substantial language-asymmetric performance gaps. Notably, chain-of-thought prompting significantly degrades Greek accuracy (90.7% to 20.9%), and enabling Qwen3's default thinking mode collapses Arabic RADS performance to near-chance levels. Our results indicate that effective multilingual financial reasoning requires language-aware retrieval, model routing, and deliberate scoring strategy selection.

FinMMEval 2026 Task 1 evaluates multilingual financial multiple-choice question answering in English, Chinese, Arabic, and Hindi. The task tests whether systems can select the correct answer to finance questions involving domain terminology, numerical interpretation, and conceptual financial reasoning across languages and scripts. The final-test set contains 800 questions, with 200 questions per language; gold answers were withheld during submission, and each language was ranked independently by accuracy. The final leaderboards contain 13 English, 11 Chinese, 11 Arabic, and 10 Hindi ranked submissions. Top accuracies range from 92.0% in Hindi to 97.5% in English and Arabic, with the same leading teams appearing near the top across all four languages. The documented systems used retrieval augmentation, direct answer-option scoring, language-specific prompting, selective self-consistency, confidence checks, and LLM-based review stages.