DamageArbiter: A Multimodal Arbitration Framework for Disaster Damage Assessment from Street-View Imagery

Due to the increasing frequency and intensity of extreme climate events, there is a clear demand for intelligent, scalable, and autonomous approaches to disaster damage assessment. Existing methods, largely based on supervised learning and task-specific fine-tuning, struggle to generalize under domain shifts, long-tailed data distributions, and heterogeneous geospatial data sources, especially in disaster scenarios. They also often lack the ability to integrate and reason across multimodal geospatial information, such as satellite images and street-view images. In this paper, we introduce RAPID, a reproducible multi-agent pipeline for interpretable disaster damage assessment, including damage-level assessment, damage-type interpretation, and actionable suggestions for response, remediation, and recovery. RAPID coordinates specialized agents to perform cross-view understanding, image restoration, structured damage recognition, and geographical reasoning across heterogeneous data modalities. Without task-specific fine-tuning, RAPID supports zero-shot damage assessment by jointly using complementary information from remote sensing and ground-level perspectives. The system produces fine-grained, interpretable assessments and automatically generates location-specific, decision-relevant disaster reports to support early-stage emergency response. We evaluate RAPID across hurricanes, floods, wildfires, and earthquakes using multiple cross-view imagery inputs, including pre- and post-disaster street-view images, post-disaster remote sensing imagery, and street-view image pairs. Experiments show that RAPID achieves 0.92 overall accuracy for multi-disaster type classification and up to 0.627 for cross-view damage severity prediction, highlighting its potential as a foundational framework for autonomous disaster intelligence.

Decision-relevant building damage assessment is critical for prioritizing resources and recovery after a disaster, yet most automated methods either flatten damage into a single severity scale (no damage, minor, major, destroyed) or require paired pre- and post-event imagery that is often unavailable for emerging hazards. This paper presents Damage-TriageFormer, a single-image, post-event, footprint-conditioned model that produces a damage typology rather than a severity scale. We contribute: (1) DamageTriage-Bench, a new benchmark built from NOAA Emergency Response Imagery across Hurricane Michael (2018), Hurricane Helene (2024), and the 2025 Los Angeles wildfire complex, with five typology classes that distinguish roof damage from structural damage and, within each, partial from total extent; and (2) Damage-TriageFormer, which extends a DINOv3 ViT-L backbone with a Simple Feature Pyramid for higher-resolution instance pooling, a two-stage gated damage head, and an auxiliary severity-regression objective. Our model achieves macro F1 of 0.624 on validation and 0.619 on a held-out stratified test set, performing strongest where operational triage needs it most, with per-class F1 of 0.91 and 0.84 on undamaged buildings and total structural collapse, respectively. While the rare Total Roof Damage class remains difficult due to its limited examples and an inherently ambiguous label boundary, our results show that single-image post-event imagery can support actionable building damage typing, enabling targeted emergency response and resource allocation without a pre-event reference.

Reliable disaster damage assessment requires models that provide both accurate predictions and transparent explanations. However, existing multimodal approaches are limited by scarce annotated data and insufficient evaluation of reasoning quality. This study proposes a two-stage training framework that integrates Supervised Fine-Tuning (SFT) and Direct Preference Optimization (DPO) within a unified data construction pipeline. From a single Human-in-the-Loop (HITL) annotation workflow, two complementary datasets are derived, namely ReasoningSet, which contains validated rationales for SFT, and PreferenceSet, which comprises paired rationales for DPO-based alignment. The framework evaluates both classification performance and explanation quality using automatic metrics, model-based scoring, and human ranking. Experimental results show that SFT improves accuracy from 73.64% to 78.29% and increases Macro-F1 by 29% compared to the baseline, while explanation quality improves by approximately 25%. Subsequent DPO alignment further enhances interpretability on the PreferenceSet. Cross-model validation on InternVL-3-8B and LLaVA-1.5-7B demonstrates the robustness and generalizability of the approach. The proposed framework improves detection of underrepresented mild damage cases, reduces high-risk misclassifications, and strengthens alignment between model reasoning and human judgment. Overall, it provides a reproducible pathway to develop reliable multimodal systems that deliver auditable, actionable disaster insights for emergency management.