5% > 100%: Flatness Preference is All You Need for Multimodal Parameter-Efficient Fine-Tuning

Parameter-efficient finetuning (PEFT) has become the standard approach for adapting large language models, yet evaluations largely emphasize downstream accuracy while overlooking the retention of pretrained capabilities. We argue that PEFT should be assessed through the stability-plasticity dilemma: the trade-off between target-task adaptation and resistance to forgetting. We introduce PEFT-Arena, a benchmark that jointly measures downstream performance and general capability retention. Across methods, we find distinct stability-plasticity profiles; under comparable parameter budgets, orthogonal finetuning achieves the most favorable Pareto frontier. To explain these differences, we analyze PEFT updates from two geometric perspectives. In weight space, spectral analysis reveals how parameterizations interact with the pretrained singular-value structure. In activation space, retention metrics show whether finetuning preserves or distorts general-capability representations, with forgetting linked to non-isometric representation distortion. Finally, an analysis shows that final SFT checkpoints often overshoot a better target-retention operating point. Inspired by this, we present case studies of a post-hoc improvement with path-wise rewinding.

Parameter-efficient fine-tuning (PEFT) is usually treated as a cheaper alternative to full fine-tuning. We study a broader role: small trainable adapters as persistent local state on top of strong shared foundation models. In this framing, the base model provides shared competence while adapters carry instance-specific behavior such as preferences, skills, tool habits, and memory-like updates. We organize the problem around three scaling axes: Scale Up, where stronger shared priors make small local updates more useful; Scale Down, where we study how small adapters can be while remaining reliable; and Scale Out, where many persistent adapted instances coexist. MinT provides one infrastructure example for managing adapter identity, revision, provenance, evaluation, and serving residency. Together, the results suggest that PEFT can be a compact substrate for persistent personal models rather than only a budget substitute for full fine-tuning.

Parameter-Efficient Fine-Tuning (PEFT) is widely used for adapting Large Language Models (LLMs) for various tasks. Recently, there has been an increasing demand for fine-tuning a single LLM for multiple tasks because it requires overall less data for fine-tuning thanks to the common features shared among tasks. More importantly, LLMs are resource demanding and deploying a single model for multiple tasks facilitates resource consolidation and consumes significantly less resources compared to deploying individual large model for each task. Existing PEFT methods like LoRA and Prefix Tuning are designed to adapt LLMs to a specific task. LoRA and its variation focus on aligning the model itself for tasks, overlooking the importance of prompt tuning in multi-task learning while Prefix Tuning only adopts a simple architecture to optimize prompts, which limits the adaption capabilities for multi-task. To enable efficient fine-tuning for multi-task learning, it is important to co-optimize prompt optimization and model adaptation. In this work, we propose a Parameter-Efficient Multi-task Learning (\PM), which employs a neural architecture engineering method for optimizing the continuous prompts while also performing low-rank adaption for model weights. We prototype PEML by creating an automated framework for optimizing the continuous prompts and adapting model weights. We evaluate PEML against state-of-the-arts multi-task learning methods MTL-LoRA, MultiLoRa, C-Poly, and MoE, on the GLUE, SuperGLUE, Massive Multitask Language Understanding, and commonsense reasoning benchmarks. The evaluation results present an average accuracy improvement of up to 6.67%, with individual tasks showing peak gains of up to 10.75%.