A Four-Axis Trustworthiness Benchmark for LLM-as-Judge in Principle-Based Regulation
Organizations: Independent Researcher
Abstract
Principle-based regulation, with evaluative standards such as "fair, clear, and not misleading" or "deliver good outcomes", cannot be reduced to binary predicates, and LLM-as-judge is increasingly used as the substitute. Our position is that any such judge must be evaluated on four axes: accuracy, paraphrase robustness, adversarial robustness, and calibration. We release Principle-Bench, 168 cryptoasset financial-promotion scenarios mapped to two UK FCA principles, with paraphrase, adversarial keyword-stuffing, and boundary perturbations authored under a pre-registered rubric; the first benchmark covering all four axes for principle-based regulation. We also introduce Ceca (Calibrated Exemplar-Cluster Assessment): a calibrated, auditable assessor that emits exact per-exemplar counterfactual attributions. Across keyword counting, three sentence-transformer embedders, an open-weight LLM-judge, and a calibrated cascade, no method dominates all four axes. A 120B LLM-judge, strongest on benign inputs, loses 47 accuracy points (0.74 to 0.27) on keyword-stuffed Consumer Duty inputs: "compliance theatre." A second judge from a different model family agrees only at Cohen's kappa = 0.16 on that split, localising the failure to the model rather than the corpus. Any deployment-grade LLM-judge for principle-based regulation must report per-principle adversarial deception and post-hoc calibration alongside aggregate accuracy.
Figures & tables
| Principle | Method | Acc. [95% CI] | F1 | AUC | ECE |
|---|---|---|---|---|---|
| Cons. Duty | Keyword | 0.54 [.40,.68] | 0.68 | 0.81 | 0.196 |
| MiniLM | 0.50 [.36,.64] | 0.67 | 0.61 | 0.128 | |
| BGE-base | 0.50 [.36,.64] | 0.67 | 0.54 | 0.109 | |
| Ollama-mxbai | 0.50 [.36,.64] | 0.67 | 0.17 | 0.106 | |
| LLM-judge | 0.74 [.62,.87] | 0.80 | 0.98 | 0.096 | |
| Cascade | 0.67 [.52,.79] | 0.75 | 0.96 | 0.113 |
| Split | COBS 4.5A.3R | Consumer Duty |
|---|---|---|
| original | 0.853 | 0.493 |
| paraphrase | 0.857 | 0.759 |
| boundary | 0.600 | 1.000 |
| adversarial | 0.572 | 0.157 |
Appendix figures & tables3 assets
Supplementary material from the paper’s appendix.
Appendix
| Principle | Cluster | Kw | MiniLM | BGE | mxbai | LLM |
|---|---|---|---|---|---|---|
| CD | Appropriateness | 0.60 | 0.59 | 0.55 | 0.09 | 0.95 |
| Fee fairness | 0.78 | 0.41 | 0.18 | 0.03 | 0.93 | |
| Loss capacity | 0.58 | 0.68 | 0.64 | 0.60 | 0.92 | |
| Ongoing duty | 0.68 | 0.45 | 0.53 | 0.37 | 0.92 | |
| COBS | Fee clarity | 0.72 | 0.58 | 0.20 | 0.06 | 0.96 |
| Lang. access. | 0.36 | 0.49 | 0.31 | 0.25 | 0.67 |
| Method | Accuracy | ECE | Deferral | Latency (s) |
|---|---|---|---|---|
| Keyword | 0.53 | 0.152 | n/a | 0.007 |
| LLM-judge | 0.85 | 0.068 | n/a | 19.743 |
| Cascade | 0.80 | 0.099 | 89% | 25.308 |
LLM-as-a-Judge
Large language model (LLM)-as-a-judge research uses language models to score, compare, and verify AI outputs as scalable alternatives to human evaluation.
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