Multi-modal Knowledge Preserving Adapter for Embedding Backward Compatibility

Multimodal large language models (MLLMs) have emerged as a powerful backbone for multimodal embeddings. Recent methods introduce chain-of-thought (CoT) reasoning into the embedding pipeline to improve retrieval quality, but remain costly in both model size and inference cost. They typically employ separate reasoner and embedder with substantial parameter overhead, and generate CoT indiscriminately for every input. However, we observe that for simple inputs, discriminative embeddings already perform well, and redundant reasoning can even mislead the model, degrading performance. To address these limitations, we propose Think When Needed (TWN), a unified multimodal embedding framework with adaptive reasoning. TWN introduces a dual-LoRA architecture that attaches reasoning and embedding adapters to a shared frozen backbone, detaching gradients at their interface to mitigate gradient conflicts introduced by joint optimization while keeping parameters close to a single model. Building on this, an adaptive think mechanism uses a self-supervised routing gate to decide per input whether to generate CoT, skipping unnecessary reasoning to reduce inference overhead and even improve retrieval quality. We further explore embedding-guided RL to optimize CoT quality beyond supervised training. On the 78 tasks of MMEB-V2, TWN achieves state-of-the-art embedding quality while being substantially more efficient than existing generative methods, requiring only 3-5% additional parameters relative to the backbone and up to 50% fewer reasoning tokens compared to the full generative mode.

Multimodal large language models must adapt to evolving tasks and domains, yet continual improvement under bounded deployment footprint remains difficult because repeated parameter updates or growing replay stores can accumulate adaptation state over time. We study fixed-footprint continual adaptation: the deployed adaptation state is kept under a fixed memory budget, while the backbone model is left unchanged and task-specific updates are externalized. We propose InduceKV, a retrieval-based method that stores each selected training prefix as an attention-ready memory entry, consisting of a frozen retrieval key and compact layerwise key--value (KV) payloads that can be appended to the model's self-attention cache. Under a strict memory budget, InduceKV constructs a compact inducing set through bilevel selection: a lightweight calibration is fit for retrieval, while the selected memory balances current-task likelihood, anchor-based retention, and coverage in the frozen retrieval space. Across task-incremental instruction tuning, continual VQA, domain-incremental adaptation, and lifelong multimodal instruction tuning, InduceKV consistently improves over PEFT, MoE, replay, and prompt-retrieval baselines under matched memory budgets. We further report backbone-matched, stage-1 CoIN, compute-matched, and scalability diagnostics, showing that the gains are not due to a stronger backbone, replay alone, or an unbounded candidate pool.

Large language models generalize well to individual tasks but lack an inherent mechanism for learning them sequentially, leading to catastrophic forgetting. To mitigate this, LoRA-based continual learning methods allocate a separate low-rank adapter per task, yet existing approaches either require task identity at inference or sum all adapters indiscriminately, letting irrelevant branches distort the output. Recent gating-based solutions route inputs to the correct adapter but introduce trainable parameters that themselves need protection against forgetting. In this work, we observe that pooled token embeddings from a frozen LLM embedding layer already separate task distributions throughout the learning sequence. A Gaussian mixture model fitted on these embeddings, without any gradient-based training, is sufficient for task-agnostic adapter selection at test time. This eliminates the need for a learned gating module. On the adapter side, constraining each task's parameters to the principal subspace of the pretrained weights via SVD yields a compact latent-space parameterization. Within this subspace, orthogonal regularization directly controls inter-task interference. The resulting system, Latent-LoRA, is replay-free, requires no trainable routing component, and uses substantially fewer parameters per task. Experiments across five model scales and two established continual learning benchmarks show state-of-the-art performance with near-zero forgetting.