A Comparative Framework for Evaluating Foundation Models on Tabular Data: A Case Study in Healthcare
Abstract
Tabular data is the most common format in clinical practice, encompassing laboratory results, medication records, diagnostic codes, and patient demographics. As foundation models for tabular data have grown in number and variety, a practical question has become harder to answer: which model should a clinician or data scientist actually choose for a given task, and why? Existing surveys catalogue what these models can do, but they stop short of providing a structured way to compare them against the specific demands of a real application. We introduce \system{}, a comparative evaluation framework that scores and ranks tabular foundation models (TFMs) across six clinically meaningful dimensions: how well a model generalizes to new datasets, how effectively it protects patient privacy, how much data it needs to perform well, how it scales with growing datasets and feature spaces, how interpretable its predictions are to clinicians, and how fairly it performs across patient subgroups. Each dimension is broken down into measurable sub-components, and groups of sub-components can optionally be combined into supplementary compound scores, called super-metrics, that provide a diagnostic view of how a model performs across several dimensions simultaneously. To show how the framework works in practice, we apply it to two healthcare use cases, screening for iron deficiency and predicting heart failure, demonstrating how the same set of metrics leads to different model rankings depending on what matters most in each clinical context. We also provide a taxonomy of 45 TFMs organized by their underlying architecture, which serves as a reference for researchers and practitioners looking to navigate this rapidly expanding field.
Figures & tables
| Property | Brief Description | Sub-metrics Decreased by 1 (if absent) |
|---|---|---|
| Built-in Pre-Training | The model has a genuine pre-training phase (self-supervised pretraining on auxiliary data, or a meta-learned/prior-fitted setup used before task-specific application), increasing its adaptability and performance in low-data and zero-shot scenarios. End-to-end supervised training on the target dataset alone does not satisfy this property. | IDT, CDT, FAC, ZIA, PRD, FLC |
| On-Premises Data Processing | The model processes all data locally without sending raw or sensitive records to external services, preserving privacy and regulatory compliance. | DAR, MIR, DPC, DRAR, TPDHC |
| Handle Missing Data | The model can gracefully handle incomplete records, increasing robustness to schema and noise variations. | SR, DNR |
| Explainability Tools | The model provides interpretable outputs or feature importance, supporting transparency and trust. | FIC, MTS, EC, LI |
| Predictive Fairness Constraints | The model incorporates mechanisms to equalize positive predictive value across demographic groups, reducing disparate impact in high-risk predictions. | PPBS, IFS |
| Bias Amplification Control | The model does not amplify biases present in the training data; its predictions are no more biased across groups than the training data itself. | BAS |
| Model | |||||||
|---|---|---|---|---|---|---|---|
| Max possible | 190 | 210 | 180 | 110 | 190 | 140 | 1020 |
| TabPFN 2.5 | 190 | 189 | 180 | 110 | 171 | 126 | 966 |
| TabICL | 190 | 189 | 180 | 110 | 171 | 126 | 966 |
| MediTab | 190 | 210 | 180 | 85 | 171 | 126 | 962 |
| TAPTAP | 190 | 210 | 180 | 81 | 171 | 126 | 958 |
| VIME | 186 | 189 | 180 | 106 | 171 | 126 | 958 |
| Model | TLC (340) | MR (170) | EPT (500) | CT (330) |
|---|---|---|---|---|
| TabPFN 2.5 | 333 | 166 | 479 | 297 |
| TabICL | 333 | 166 | 479 | 297 |
| MediTab | 340 | 170 | 475 | 297 |
| TAPTAP | 340 | 170 | 471 | 297 |
| VIME | 329 | 162 | 475 | 297 |
| SAINT | 325 | 158 | 446 | 316 |
| Model | |||||||
|---|---|---|---|---|---|---|---|
| Max possible | 200 | 220 | 150 | 160 | 190 | 150 | 1070 |
| TabPFN 2.5 | 200 | 198 | 150 | 160 | 171 | 135 | 1014 |
| TabICL | 200 | 198 | 150 | 160 | 171 | 135 | 1014 |
| VIME | 195 | 198 | 150 | 155 | 171 | 135 | 1004 |
| MediTab | 200 | 220 | 150 | 122 | 171 | 135 | 998 |
| TAPTAP | 200 | 220 | 150 | 117 | 171 | 135 | 993 |
| Model | TLC (370) | MR (190) | EPT (530) | CT (340) |
|---|---|---|---|---|
| TabPFN 2.5 | 361 | 185 | 508 | 306 |
| TabICL | 361 | 185 | 508 | 306 |
| VIME | 356 | 180 | 503 | 306 |
| MediTab | 370 | 190 | 492 | 306 |
| TAPTAP | 370 | 190 | 487 | 306 |
| TabDPT | 341 | 165 | 493 | 306 |
Tabular Foundation Models
Tabular foundation models learn reusable representations or in-context prediction skills for structured data such as spreadsheets and databases.
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