Equal-information evaluation of credit assignment in modular financial reinforcement learning

Fine-grained credit assignment is a central challenge in reinforcement learning for long horizon LLM agents. Standard objectives often train from programmatically verifiable terminal rewards by broadcasting each sparse outcome to every action in a trajectory. Existing methods typically seek finer credit from the rollout side, constructing auxiliary trajectory signals or additional comparisons to estimate action importance. Although useful, these approaches still treat the verifier that judged success as a scalar reward, discarding its internal task structure. Our key insight is that many verifiable tasks already encode the relevant checks inside their terminal verifier. We propose VICT (VerifierInstrumented Credit Tracing), a training-time interface that exposes executable or evidence backed atoms and traces them back to actions through dependency-valid proof edges. VICT redistributes group-relative advantage only along those edges, shifting credit assignment from rollout-side inference to verifierside tracing. It preserves the original terminal reward, abstains when evidence is incomplete or ambiguous, and changes only the training-time advantage tensor, requiring no learned critic, process labels, branch rollouts, or inference-time verifier access. On ALFWorld and WebShop, VICT improves substantially over outcome-only training and achieves strong performance alongside recent fine-grained credit methods; ablations rule out dense atom rewards, final-commit credit, temporal proximity, and sparsity as sufficient explanations.

Reinforcement learning (RL) for large language models (LLMs) increasingly relies on sparse outcome rewards, yet such rewards say little about which token, reasoning step, tool call, memory operation, or agent caused an outcome. This credit assignment (CA) problem spans reasoning RL and becomes sharper in agentic RL, where environment interaction introduces transition non-closure, partial observability, limited replay, heterogeneous actions, weak intermediate verifiability, and agent coupling. We synthesize a unified corpus of 69 papers published from January 2024 through July 31, 2026: 56 core CA methods and 13 adjacent or boundary enablers, selected from 92 deduplicated screening records. We retain the original granularity-by-methodology taxonomy and add a six-diagnostic framework mapping assumption breaks to identification barriers, estimators, and evaluation controls. A source-located full-text audit covers a fixed 42-core-paper subset. Two algorithm researchers independently and blindly cross-coded 252 diagnostic cells, agreeing on 223 (88.5%); per-diagnostic Cohen's kappa ranges from .543 to .909, and principal-family agreement is 42/42 (kappa=1.000). Beyond taxonomy, we establish when restored-state comparisons identify a protocol-specific causal contrast, show that text-only histories can leave even the sign of credit unidentified, and introduce a reusable CA-ID Card linking each claim to its estimand, evidence provenance, and falsification test. An atomic reporting audit describes comparator, budget parity, ablation, overhead, uncertainty, and replay coverage without constructing a cross-paper leaderboard. The companion repository hosts a living catalog and decision aids; a dated release of the frozen audit bundle is planned there separately from the minimal arXiv source.

Agentic reinforcement learning requires assigning credit to environment-facing actions such as searches, clicks, edits, navigation commands, and object interactions. Standard GRPO uses the final verifier outcome as a uniform advantage over all action tokens. This outcome signal is useful but structurally incomplete: it punishes useful exploration in failed rollouts and reinforces redundant or regressive actions in successful rollouts. We propose TRIAGE, a role-typed credit assignment framework that adds a semantic role axis to outcome credit. A structured judge classifies each segment as decisive progress, useful exploration, no-progress infrastructure, or regression, and a fixed role-conditioned rule maps these labels to bounded segment-level process rewards. This keeps verifier outcomes as the source of optimization direction while correcting the two main blind spots of outcome-only credit. We further show that role-conditioned credit is the optimal segment-level correction expressible from role labels alone -- a projection of the per-segment advantage residual onto the role variable -- so that the fixed role constants reduce advantage estimation error whenever the judge is reliable, and we connect this to lower-variance policy gradients. Across ALFWorld, Search-QA, and WebShop, TRIAGE improves success rates over GRPO for two policy models and outperforms both a scalar judge-derived process reward and an outcome-supervised shared-backbone value baseline. Ablations show that the gain comes from role typing rather than merely adding dense rewards: reliable detection of regression inside successful trajectories is the dominant contributor, while exploration credit provides a consistent secondary gain; on completed ALFWorld and WebShop rollouts, TRIAGE also reduces environment-facing turns by an additional $10.4\%$ and $14.8\%$ relative to GRPO.