Geo-Embed: Towards Unified Multimodal Embeddings for Urban Understanding

Satellite imagery differs from natural images in viewpoint, resolution, scale variation, and the prevalence of small objects -- demanding both region-level spatial reasoning and holistic scene understanding. Existing remote-sensing approaches are fragmented: dual-encoder retrieval models scale well but cannot interleave modalities, whereas generative assistants support grounding, yet are inefficient for retrieval. Benchmarks mirror this split: interleaved evaluations mainly target generative assistants, while cross-modal retrieval benchmarks target dual encoders. To bridge this gap, we introduce \textbf{RSMEB}, a unified remote sensing benchmark that evaluates cross-modal and interleaved retrieval across 21 tasks under a single ranking protocol, enabling comprehensive comparison of retrieval models on region- and geo-aware capabilities as well as conventional retrieval. As a strong reference baseline, we present \textbf{VLM2GeoVec}, an instruction-conditioned, single-encoder interleaving formulation tailored to remote sensing that packs image, text, bounding-box, and geo-coordinate tokens into one sequence and learns a unified embedding via contrastive training. Across RSMEB, VLM2GeoVec achieves $\textbf{26.6\%}$ P@1 in region-caption retrieval ($\textbf{+25}$ percentage points), $\textbf{32.5\%}$ in referring-expression retrieval ($\textbf{+19}$), and $\textbf{17.8\%}$ in semantic geo-aware retrieval (\textbf{>3}$$\times prior best), while remaining competitive in conventional scene classification and text--image retrieval in zero-shot settings. Together, the proposed suite and reference baseline standardize evaluation and deliver a unified embedder for scalable retrieval and region-/geo-aware grounding. The code, the model checkpoints, and the data are available at https://github.com/emasa/VLM2GeoVec.

Multimodal large language models (MLLMs) have shown strong potential as embodied agents, yet embodied geo-localization remains underexplored due to the lack of fine-grained evaluation. We introduce ERGeoBench, a diagnostic benchmark for vision-driven embodied geo-localization. ERGeoBench evaluates models under three progressive settings -- single-view, panorama-view, and embodied-view -- where agents may actively acquire observations through sequential changes in yaw, pitch, and zoom. The benchmark contains 2,207 globally distributed street-view panoramas and measures four complementary capabilities: foundational perception, spatial awareness, common sense reasoning, and geo-localization reasoning. Evaluations of leading proprietary and open-source MLLMs show that current models can infer high-level geographic semantics, but still struggle with fine-grained perceptual operations, metric localization, and spatial consistency across views. We further observe that geo-localization is strongly correlated with the other capability dimensions, suggesting that accurate localization depends on integrated perception, spatial reasoning, and commonsense inference rather than isolated visual recognition. Overall, ERGeoBench provides a unified framework for diagnosing and advancing human-like embodied geo-localization. Project Page: https://kaixuewen.github.io/ERGeoBench/

Large-scale pretraining on Earth observation imagery has yielded powerful representations of the natural and built environment. However, most existing geospatial foundation models do not directly model the structured socioeconomic covariates typically stored in tabular form. This modality gap limits their ability to capture the complete total environment, which is critical for reasoning about complex environmental, social, and health-related outcomes. In this work, we propose GeoViSTA (Geospatial Vision-Tabular Transformer), a vision-tabular architecture that learns unified geospatial embeddings from co-registered gridded imagery and tabular data. GeoViSTA utilizes bilateral cross-attention to exchange spatial and semantic information across modalities, guided by a geography-aware attention mechanism that aligns continuous image patches with irregular census-tract tokens. We train GeoViSTA with a self-supervised joint masked-autoencoding objective, forcing it to recover missing image patches and tabular rows using local spatial context and cross-modal cues. Empirically, GeoViSTA's unified embeddings improve linear probing performance on high-impact downstream tasks, outperforming baselines in predicting disease-specific mortality and fire hazard frequency across held-out regions. These results demonstrate that jointly modeling the physical environment alongside structured socioeconomic context yields highly transferable representations for holistic geospatial inference.