Chain-of-Thought (CoT) empowers Large Language Models (LLMs) to tackle complex problems, but remains constrained by the computational cost and early token commitments in discrete reasoning traces. Recent latent reasoning approaches attempt to optimize efficiency by performing reasoning within continuous hidden states. However, many such methods optimize latent states end to end without a trained interface for intermediate textual readout, and several representative configurations use a pre-defined number of latent steps during inference. In this work, we introduce \textbf{PLaT} (\textbf{P}lanning with \textbf{La}tent \textbf{T}houghts), a framework that decouples latent planning from verbalization. The Planner deterministically evolves latent planning states, while an independent Decoder provides textual readouts when needed. Answer-aware textual stopping allows the latent rollout to use a problem-dependent number of groups rather than a pre-specified chain length. PLaT achieves competitive coverage at larger
k in several mathematical settings, with lower Pass@1: on Llama-1B GSM8K, it reaches 80.59% Pass@128 versus CODI's 72.37%. These results support PLaT as a candidate-generation interface supplying multiple textual readouts for downstream verification or reranking.