PEMAND: Persona-Enriched Multi-Agent Negotiation for Household Decision-Making

Large language models (LLMs) have the potential to meet a key goal in economics: a quantitative model of household decision making, across a variety of settings. Yet existing evaluations cover few surveys and outcomes, and do not study how households adjust to changing economic conditions. We introduce a new evaluation, HouseholdBench, which unites 6 U.S. household surveys and 32 prediction tasks spanning numeric, categorical and probabilistic outcomes, related to consumption, income, labor, expectations, and housing. Using past behavior, demographics and macroeconomic conditions, the tasks test whether LLMs predict behavior, including how households adjust to changes in various policies. We evaluate 13 proprietary and open-weight LLMs against a no-change baseline and a gradient-boosted tree model. Most LLMs outperform the no-change baseline, including for policy response tasks -- with the best model lowering error for numeric outcomes by 12.2%. Across most tasks, gradient-boosted trees rank first; leading proprietary LLMs approach their performance, but open-weight models lag. LLMs exhibit systematic over- and underprediction across different tasks. We identify methods that enable a 4 billion parameter open-weight model to match proprietary models' performance: fine-tuning and aggregating 16 predictions per observation. Improvements generalize to policy-response tasks, which are excluded from fine-tuning. We release our datasets, code, and leaderboard on our website: https://jn-huang.github.io/householdbench

Behavioral logs provide rich signals for user modeling, but are noisy and interleaved across diverse intents. Recent work uses LLMs to generate interpretable natural-language personas from user logs, yet evaluation often emphasizes downstream utility, providing limited assurance of persona quality itself. We propose a hierarchical framework that aggregates user actions into intent memories and induces multiple evidence-grounded personas by clustering and labeling these memories. We formulate persona induction as an optimization problem over persona quality-captured by cluster cohesion, persona-evidence alignment, and persona truthfulness-and train the persona model using a groupwise extension of Direct Preference Optimization (DPO). Experiments on a large-scale service log and two public datasets show that our method induces more coherent, evidence-grounded, and trustworthy personas, while also improving future interaction prediction.

Personalizing large language models (LLMs) to individual users is essential for improving user experience, yet existing approaches typically rely on explicit preference supervision such as pairwise comparisons or demographic attributes, limiting their applicability in natural interaction settings. We propose IRIS, a framework that learns dynamic user personas directly from implicit interaction streams by extracting behavioral signals from everyday conversations and iteratively refining persona representations through a prediction-driven closed loop without requiring explicit feedback. We introduce an evaluation protocol based on behavior prediction, persona stability, and decision prediction. A proof-of-concept study on a synthetic interaction stream derived from public-domain autobiographical text shows that IRIS produces stable personas and distinguishes individual users while revealing limitations of memory-only approaches on recall-oriented metrics. We then validate IRIS on anonymized real-world Reddit r/AmItheAsshole (AITA) data, with personas built solely from each author's historical interactions. Across 100 authors, IRIS achieves the highest decision prediction accuracy among all evaluated methods (61.0%), outperforming static personas, memory-only retrieval, and no-personalization baselines. These results suggest that implicit behavioral modeling provides a scalable alternative to explicit preference learning for personalized LLMs and offers a practical foundation for adaptive conversational systems and embodied agents that require continuously evolving models of their users.