Matched-Learning-Rate Analysis of Attention Drift and Transfer Retention in Fine-Tuned CLIP

Low-Rank Adaptation (LoRA) has become the standard tool for parameter-efficient fine-tuning of large pretrained models. When applied sequentially across tasks in Continual Learning (CL), the standard assumption is that each new task requires a dedicated low-rank adapter. In this work, we challenge this assumption empirically and structurally. We show that task-specific LoRA adapters in CL exhibit significant low-rank redundancy: the subspaces spanned by adapters trained on different tasks substantially overlap, and in many cases earlier adapters can faithfully represent later tasks. Building on this observation, we propose LiteLoRA, a plug-and-play gating mechanism that learns at train time whether to recruit a new adapter or reuse existing low-rank representations. Our method reduces the number of active adapters by 20-70% while matching or exceeding state-of-the-art performance on standard CL benchmarks, revealing that structural redundancy is pervasive and that selective learning is sufficient to achieve stability without sacrificing plasticity.

Vision-Language Models (VLMs) such as CLIP have become a standard backbone for open-vocabulary recognition, yet their zero-shot predictions remain vulnerable to distribution shifts encountered at deployment. Test-Time Adaptation (TTA) has recently been extended to CLIP as a lightweight solution, leading to a rapidly growing body of TTA4CLIP methods. However, empirical progress in this area has largely outpaced our understanding of what truly drives adaptation, where their gains originate, and under which shifts they remain reliable. In this paper, we take a step back from the pursuit of state-of-the-art accuracy and conduct a systematic controlled study of TTA4CLIP. We first organize existing methods into three unified paradigms according to what is updated at test time. We then introduce TTABC, an open-source TTA Benchmark for CLIP, which standardizes evaluation protocols and integrates more than 20 representative methods. Our controlled empirical analysis focuses on three key areas. First, we determine the driving factors in parameter-based methods, revealing that adaptation gains are primarily driven by test-time evidence and reliable proxies rather than heavy optimization. Second, we explore evidence utilization beyond heavy parameter tuning, showing that competitive and efficient performance can be achieved through cross- or current-sample evidence and lightweight prototype updates. Finally, we demonstrate that there is no silver bullet for TTA: no single adaptation paradigm is universally optimal, and the preferred paradigm depends on the nature of shift. We hope our benchmark and study provide a clearer understanding of the current TTA4CLIP landscape and establish a foundation for further research. Benchmark and codes are available at https://github.com/walawalagoose/TTABC.

Vision-Language Models (VLMs) such as CLIP demonstrate strong zero-shot generalization, but their performance significantly degrades in cross-domain scenarios with scarce target-domain training data (Cross-Domain Few-Shot Learning, CDFSL). In this paper, we focus on the target-domain few-shot finetuning in the CLIP-based CDFSL task. Prevailing finetuning paradigms uniformly align all image patch tokens with their corresponding textual embeddings. However, we find a counterintuitive phenomenon: actively pushing away certain low-similarity image tokens, termed "tail tokens", from their textual embeddings consistently improves target-domain performance. We delve into this phenomenon and provide a novel interpretation: under great domain shifts and scarce training data, the model can hardly extract semantic information from visual inputs; therefore, the common belief of alignment is valid only for tokens already containing sufficient semantic information; for tail tokens, forcing the alignment would lead to excessive overfitting to the scarce training, while breaking the alignment is more useful. Motivated by this, we propose Adaptive Tail-Head Alignment (ATHA), a novel fine-tuning strategy for CLIP that transforms the conventional uniform alignment paradigm to an adaptive alignment paradigm, with both alignment strengthening and weakening. Extensive experiments on four challenging CDFSL benchmarks validate our state-of-the-art performance. Our code is available at https://github.com/shuaiyi308/ATHA.