A Model-Agnostic Physics-Guided Adapter for Few-Shot Transfer of Coastal Flood Prediction Models to Unseen Regions

Near-real-time flood depth prediction demands surrogate models that are accurate, fast, and transferable across watersheds. Supervised surrogates can match physics-based simulators in accuracy but need millions of training rows per watershed and cannot extrapolate beyond their original mesh. We propose a domain-aware coreset construction pipeline that conditions a tabular foundation model at inference time. The pipeline stratifies storms by return period and most-affected watershed, then samples hexagons with a target-aware spatial selector. With 0.7% of the per-watershed training pool, the model attains a mean $R^2$ of 0.663 across nine Houston-area watersheds, within 98.5% of the supervised reference ($R^2$ = 0.673). It transfers to held-out watersheds without task-specific retraining, staying ahead of a coreset-trained supervised baseline. On real storms it exceeds the supervised reference on a far out-of-distribution case and trails it on a mostly in-distribution one. Domain-aware coreset construction lets tabular foundation models deliver data-efficient, watershed-transferable flood predictions without per-watershed training.

Deep learning surrogate models trained with mean-squared-error loss produce statistically accurate but physically unconstrained flood predictions: water may flow uphill, appear spontaneously, or smooth over street-level corridors. We develop a physics-informed training framework for CNN-LSTM models that predict urban flood depths at 15 min intervals over a 128x128 spatial grid. Three differentiable penalty terms are embedded into the loss: (i) a gravity loss penalizing depth increases against the water-surface-elevation gradient, (ii) a continuity loss enforcing local mass conservation with rainfall-adaptive thresholds, and (iii) a topography-aware false-alarm penalty modulated by the topographic wetness index (TWI). We evaluate on the Norfolk, Virginia flood dataset spanning two storm events (August 2017 and September 2022, 300 samples), with all variants trained on identical splits and robustness assessed over repeated random splits and leave-one-storm-out tests. A road-proximal evaluation restricted to a TWI-derived street mask quantifies street-level skill. The physics-constrained model achieves near-zero gravity violations (order 1e-6) and the highest street-channel recall (0.77 +/- 0.09 vs 0.44 +/- 0.10 for the unconstrained baseline), the capability most relevant to traffic routing, and its advantage more than doubles on a held-out storm; a uniform false-alarm variant attains 16% lower mean absolute error but suppresses street recall to 0.25. The TWI-modulated penalty reconciles this trade-off: it improves on the uniform variant on every metric, recovering 60% higher street recall at the lowest MAE among constrained variants and the best street-level F1. These results expose a fundamental tension between aggregate pixel-level error and application-specific physical plausibility, and show that terrain-aware loss modulation offers a principled resolution.

Accurate flood forecasting is essential for mitigating disaster risks and protecting communities. However, purely data-driven machine learning models often struggle in data-scarce environments and may violate fundamental hydrological principles. Standard Long Short-Term Memory (LSTM) networks can generate physically inconsistent predictions, particularly when extrapolating to extreme weather conditions. To address these limitations, we propose a Physics-Informed Machine Learning (PIML) framework that incorporates hydrological knowledge directly into the loss function of an LSTM model. Specifically, a Trend Alignment constraint penalizes directional inconsistencies between precipitation and discharge trends, improving model robustness without requiring complex hydrodynamic equations. This regularization encourages the model to learn physically plausible hydrograph behavior, even with limited training data, while enhancing reliability during peak flood events. Experimental results show that the proposed physics-informed model outperforms a standard LSTM baseline in data-scarce settings, increasing the Nash-Sutcliffe Efficiency (NSE) from 0.20 to 0.23 when trained on only 5% of the available data. Additional stress tests under simulated extreme climate scenarios demonstrate that the baseline model exhibits unstable behavior, whereas the physics-informed model maintains directional consistency and physical plausibility. Although accurately predicting extreme peak magnitudes remains challenging with limited data, the proposed approach substantially reduces unphysical fluctuations common in purely data-driven models. These findings demonstrate that simple physical constraints can significantly improve the reliability of deep learning models for real-time flood forecasting, offering a practical solution for ungauged basins and evolving climate conditions.