Legal Natural Language Processing Benchmarks

Multi-intent natural language understanding requires retrieval systems that simultaneously achieve high accuracy and computational efficiency, yet existing approaches apply either uniform single-step retrieval that compromises recall or fixed-depth hierarchical decomposition that introduces excessive latency regardless of query complexity. This paper proposes Adaptive Tree-of-Retrieval (Adaptive ToR), a complexity-aware retrieval architecture that dynamically configures retrieval topology based on query characteristics. The system integrates four components: (1) a Query Tree Classifier computing a Query Complexity Index from weighted linguistic signals to route queries to either a rapid single-step path or an adaptive-depth hierarchical path; (2) a Tree-Based Retrieval module that recursively decomposes complex queries into focused sub-queries calibrated to predicted complexity; (3) an Adaptive Pruning Module employing two-stage filtering combining quantitative similarity gating with semantic relevance evaluation to suppress exponential node growth; and (4) a Retrieval Reranking Layer featuring a deduplicator-first pipeline and global LLM rescoring for production efficiency. Evaluation on the NLU++ benchmark (2,693 multi-intent queries across Banking and Hotel domains) yields 29.07% Subset Accuracy and 71.79% Micro-F1, a 9.7% relative improvement over fixed-depth baselines, while reducing latency by 37.6%, LLM invocations by 43.0%, and token consumption by 9.8%. Depth-wise analysis reveals that 26.92% of queries resolve within three seconds (2.45s mean latency) via single-step routing (d=0: 37.9% Subset Accuracy, 74.8% Micro-F1), while token consumption scales by 4.9x across depths, validating complexity-aware resource allocation and establishing Pareto-optimal balance across accuracy, latency, and computational efficiency.

Large language models are widely adopted as automated evaluation judges, yet the stability of their verdicts under semantically equivalent prompt rephrasings remains largely unexamined. We conduct a systematic empirical study of prompt-induced decision instability across multiple evaluation tasks and judge architectures. To facilitate this analysis, we release JudgeSense, a benchmark comprising hand-validated prompt-paraphrase pairs spanning factuality, coherence, relevance, and preference, drawn from established NLP benchmarks and accompanied by comprehensive decision logs. The benchmark enables the measurement of judge stability across equivalent prompts, allowing researchers to assess whether stability correlates with model scale or instruction-tuning, and to identify which tasks are most sensitive to prompt wording. Our evaluation reveals that coherence remains the primary task for distinguishing judge behavior, while factuality judgments demonstrate high stability under standard conditions. Pairwise evaluation tasks consistently exhibit position bias. Crucially, we find that model scale is not a reliable proxy for consistency; notably, as an interesting result in our analysis, the largest and newest models are not the most consistent.

Evaluating LLM-generated business ideas is often harder to scale than generating them. Unlike standard NLP benchmarks, business idea evaluation relies on multi-dimensional criteria such as feasibility, novelty, differentiation, user need, and market size, and expert judgments often disagree. This paper studies a methodological question raised by such disagreement: should an automatic judge approximate an aggregate consensus, or model evaluators individually? We introduce PBIG-DATA, a dataset of approximately 3,000 individual scores across 300 patent-grounded product ideas, provided by domain experts on six business-oriented dimensions: specificity, technical validity, innovativeness, competitive advantage, need validity, and market size. Analyses show substantial expert disagreement on fine-grained ordinal scores, while agreement is higher under coarse selection, suggesting structured heterogeneity rather than random noise. We then compare three judge configurations: a rubric-only zero-shot judge, an aggregate judge conditioned on mixed evaluator histories, and a personalized judge conditioned on the target evaluator's scoring history. Across dimensions and model sizes, personalized judges align more closely with the corresponding evaluator than aggregate judges, and evaluator agreement correlates with similarity of judge-generated reasoning only under personalized conditioning. These results indicate that pooled labels can be a fragile target in pluralistic evaluation settings and motivate evaluator-conditioned judge designs for business idea assessment.

We introduce IndiaFinBench, to our knowledge the first publicly available evaluation benchmark for assessing large language model (LLM) performance on Indian financial regulatory text. Existing financial NLP benchmarks draw exclusively from Western financial corpora (SEC filings, US earnings reports, English-language financial news), leaving a significant gap in coverage of non-Western regulatory frameworks. IndiaFinBench addresses this gap with 406 expert-annotated question-answer pairs drawn from 192 documents sourced from the Securities and Exchange Board of India (SEBI) and the Reserve Bank of India (RBI), spanning four task types: regulatory interpretation (174 items), numerical reasoning (92 items), contradiction detection (62 items), and temporal reasoning (78 items). Annotation quality is validated through a model-based secondary pass (kappa=0.918 on contradiction detection; 90.7% overall agreement on a 150-item subset) and a 180-item human inter-annotator agreement study across three annotation rounds (kappa=0.645 on contradiction detection; 77.2% overall agreement; 44.3% benchmark coverage). We evaluate twelve models under zero-shot conditions, with accuracy ranging from 70.4% (Gemma 4 E4B) to 89.7% (Gemini 2.5 Flash). All models substantially outperform a non-specialist human baseline of 69.0%. Numerical reasoning is the most discriminative task, with a 35.9 percentage-point spread across models. Bootstrap significance testing (10,000 resamples) reveals three statistically distinct performance tiers. The dataset, evaluation code, and all model outputs are available at https://github.com/rajveerpall/IndiaFinBench

English financial NLP has advanced rapidly through benchmarks targeting earnings analysis, market sentiment, tabular reasoning, and financial question answering, yet Arabic financial NLP remains virtually nonexistent, despite 422 million speakers, $4.9 trillion in Gulf sovereign wealth, and a$4-5 trillion Islamic finance industry requiring specialized Shari'ah compliance over instruments like sukuk, murabaha, and takaful. We introduce Sahm, the first Arabic financial benchmark spanning seven tasks: AAOIFI standards QA, fatwa-based QA/MCQ, accounting and business exams, financial sentiment analysis, extractive summarization, and event-cause reasoning, comprising 14,380 expert-verified instances from authentic regulatory, juristic, and corporate sources. Evaluating 20 LLMs, we find Arabic fluency does not imply financial reasoning: models achieving 91% on recognition tasks drop sharply on generation, and event-cause reasoning exposes the widest performance gap (1.89-9.84/10). We release the benchmark and dataset to support trustworthy Arabic financial assistants.

Explainable AI (XAI) aims to make the behaviour of machine learning models interpretable, yet many explanation methods remain difficult to understand. The integration of Natural Language Generation into XAI aims to deliver explanations in textual form, making them more accessible to practitioners. Current approaches, however, largely yield static lists of feature importances. Although such explanations indicate what influences the prediction, they do not explain why the prediction occurs. In this study, we draw on insights from social sciences and linguistics, and argue that XAI explanations should be presented in the form of narratives. Narrative explanations support human understanding through four defining properties: continuous structure, cause-effect mechanisms, linguistic fluency, and lexical diversity. We show that standard Natural Language Processing (NLP) metrics based solely on token probability or word frequency fail to capture these properties and can be matched or exceeded by tautological text that conveys no explanatory content. To address this issue, we propose seven automatic metrics that quantify the narrative quality of explanations along the four identified dimensions. We benchmark current state-of-the-art explanation generation methods on six datasets and show that the proposed metrics separate descriptive from narrative explanations more reliably than standard NLP metrics. Finally, to further advance the field, we propose a set of problem-agnostic XAI Narrative generation rules for producing natural language XAI explanations, so that the resulting XAI Narratives exhibit stronger narrative properties and align with the findings from the linguistic and social science literature.

This paper presents ltzGLUE, the first Natural Language Understanding (NLU) benchmark for Luxembourgish (LTZ) based on the popular GLUE benchmark for English. Although NLU tasks are available for many European languages nowadays, LTZ is one of the official national languages that is often overlooked. We construct new tasks and reuse existing ones to introduce the first official NLU benchmark and accompanying evaluation of encoder models for the language. Our tasks include common natural language processing tasks in binary and multi-class classification settings, including named entity recognition, topic classification, and intent classification. We evaluate various pre-trained language models for LTZ to present an overview of the current capabilities of these models on the LTZ language.

Legal domains in high-resource languages like English have widely adopted artificial intelligence for legal question answering. However, data scarcity in low resource languages such as Nepali has limited the training of large language models on Nepali legal texts. This study presents the first application of a Retrieval Augmented Generation based model for Nepali legal question answering using case laws extracted from the Nepal Kanun Patrika digital archive. Using BM25 on chunked documents, the approach achieved a top precision at one of 91 percent, and up to 75 percent with the multilingual E5 large model. Evaluation of generated answers showed 74 percent groundedness, 85 percent truthfulness according to an automated judge model, and 84 percent human evaluated truthfulness when using BM25 document retrieval, with a 92 percent successful answer generation rate. These results demonstrate that the RAG pipeline can effectively address the gap in legal question answering for low resource languages and provide a foundation for reliable AI systems in the Nepali legal domain.

We present SemanticQA, an evaluation suite designed to assess language models (LMs) in semantic phrase processing tasks. The benchmark consolidates existing multiword expression (MwE) resources and reorganizes them into a unified testbed. It covers both general lexical phenomena, such as lexical collocations, and three fine-grained categories: idiomatic expressions, noun compounds, and verbal constructions. Through SemanticQA, we assess LMs of diverse architectures and scales in extraction, classification, and interpretation tasks, as well as sequential task compositions. We reveal substantial performance variation, particularly on tasks requiring semantic reasoning, highlighting differences in reasoning efficacy and semantic understanding of LMs, providing insights for pushing LMs with stronger comprehension on non-trivial semantic phrases. The evaluation harness and data of SemanticQA are available at https://github.com/jacklanda/SemanticQA.

We introduce JFinTEB, the first comprehensive benchmark specifically designed for evaluating Japanese financial text embeddings. Existing embedding benchmarks provide limited coverage of language-specific and domain-specific aspects found in Japanese financial texts. Our benchmark encompasses diverse task categories including retrieval and classification tasks that reflect realistic and well-defined financial text processing scenarios. The retrieval tasks leverage instruction-following datasets and financial text generation queries, while classification tasks cover sentiment analysis, document categorization, and domain-specific classification challenges derived from economic survey data. We conduct extensive evaluations across a wide range of embedding models, including Japanese-specific models of various sizes, multilingual models, and commercial embedding services. We publicly release JFinTEB datasets and evaluation framework at https://github.com/retarfi/JFinTEB to facilitate future research and provide a standardized evaluation protocol for the Japanese financial text mining community. This work addresses a critical gap in Japanese financial text processing resources and establishes a foundation for advancing domain-specific embedding research.

Recent breakthroughs in language models (LMs) using neural networks have raised the question: how similar are these models' processing to human language processing? Results using a framework called Brain Score (BS) -- predicting fMRI activations during reading from LM activations -- have been used to argue for a high degree of similarity. To understand this similarity, we conduct experiments by training LMs on various types of input data and evaluate them on BS. We find that models trained on various natural languages from many different language families have very similar BS performance. LMs trained on other structured data -- the human genome, Python, and pure hierarchical structure (nested parentheses) -- also perform reasonably well and close to natural languages in some cases. These findings suggest that BS can highlight language models' ability to extract common structure across natural languages, but that the metric may not be sensitive enough to allow us to infer human-like processing from a high BS score alone.

Recent Machine Learning (ML) approaches have shown increased performance on benchmarks at the cost of escalating compute demands. Hardware, algorithmic and carbon optimizations have been proposed to curb energy use and environmental impacts. We estimate the environmental impacts associated with training models documented in the Epoch AI database over the last decade, with a particular focus on impacts associated with Large Language Models and the hardware used to train them. We find that energy use and environmental impacts associated with training ML models have increased exponentially, even when considering impact reduction strategies such as using less carbon intensive electricity mixes or more efficient hardware. Optimization strategies do not mitigate the impacts induced by model training, suggesting rebound effect. We show that the impacts of hardware must be considered over the entire life cycle rather than the sole use phase in order to avoid impact shifting. Our study demonstrates that increasing efficiency alone does not ensure sustainability. There is an urgent need to systematically integrate environmental impacts in NLP evaluation practices to better inform the community and support the use of impact as a feature in research planning and decision making.

Understanding which countries are represented in NLP datasets is essential for identifying gaps, targeting data collection, measuring progress, and informing AI policy. However, geographic metadata is very rarely available, and country-level representation is often hidden behind broad language-level claims. We introduce AtlasNLP, a country-aware atlas of over 13,000 NLP dataset records across normalized NLP task categories, tracking both the populations represented and where datasets are produced. AtlasNLP includes AtlasNLP-Gold, a human-curated reference set, and AtlasNLP-Core, an ACL-derived large-scale collection. Using this resource, we show that (1) dataset coverage is highly uneven across countries and tasks; (2) dataset production and representation are geographically asymmetric; and (3) language coverage does not imply geographic representation. These findings reveal blind spots in current dataset documentation practices and motivate more explicit geographic metadata for country-aware NLP evaluation.