Latest papers

11 papers4 papers in the last four weeks, with none the four weeks before. 0.0% of all new papers.

Oct 22, 2026

Can Loan Processors and Underwriters Spot AI-Edited Statements? An Empirical Study

AI-assisted editing can produce loan documents that preserve familiar issuer layouts while changing the applicant's identity. We investigated whether experienced underwriters and loan processors identify such forgeries in first-pass, document-only review. Three practitioners recruited through Upwork each received one applicant package drawn from 134 forged PDFs derived from 47 genuine financial documents supplied with full consent. The edits preserved amounts, dates and balances; identifier inconsistencies introduced by the pipeline were knowingly retained before distribution. Reviewers were not told that files had been altered and returned 132 file-level judgements. Checking their explanations against the originals yielded 14 edit-supported concerns (10.6%): 12 Suspicious judgements and two Insufficient information judgements. All supported concerns involved identifier disagreements within or across documents, and no reported visual cue identified an actual edit. Thus, approximately one in ten judgements contained evidence of the forgery, despite known inconsistencies remaining in the files. These observations motivate evaluating consistency checks and independent source verification alongside human review. With three reviewer-package pairs and no genuine-file controls, the findings describe this exploratory setting rather than population-wide detection accuracy.
Oct 17, 2026

RiSE: Residual Subspace Expert for Generalizable Text-Centric Image Forgery Localization

As AI-assisted image editing becomes increasingly prevalent, Text-Centric Image Forgery Localization (TFL) is essential for protecting trust in financial and legal records. However, we observe that existing TFL detectors predominantly rely on Full-Parameter Fine-Tuning (FPFT) and fail to generalize to unseen forgery types because FPFT can induce low-rank feature collapse and overfit training artifacts. Meanwhile, prior detectors capture diverse forgery traces with a single unified representation, making subtle traces entangled and difficult to learn. To address these challenges, we propose RiSE, a Residual Subspace Expert model that preserves pre-trained priors by freezing principal SVD components and adapting only the residual subspaces with a ViT-only segmentor to avoid feature collapse. RiSE introduces forgery-aware residual experts, where each expert is trained independently on a training subset with a particular forgery type, and we show that cross-domain localization performance improves consistently as more experts are added. At inference, we introduce Latent Perturbation Confidence (LPC), which selects the most confident expert by analytically computing the latent-perturbed output. LPC enables efficient confidence estimation with a single forward pass, avoiding repeated forward passes on perturbed samples and improving expert selection. By training on synthetic forgery data, RiSE with 1 expert outperforms prior methods on real-world forgery images by 20.4% while reducing training steps by 10 times. Scaling the number of experts to 9 yields a 35.8% gain. RiSE remains effective with DCT feature, even when the majority of the parameters is frozen with RGB-only pretraining. Code: https://github.com/KahimWong/RiSE.
Sep 29, 2026

Team MSU GenText-Forensics Challenge 2026 Technical Report

Document text forgery has evolved beyond simple pixel-level manipulation: modern attacks alter not only the appearance of a document but also its meaning, and increasingly target the OCR & LLM pipelines that consume such documents. The ACM MM 2026 GenText-Forensics challenge therefore requires systems that not only decide whether a multilingual text image is forged, but also localize the point of manipulation, identify the attack type, and produce a human-readable forensic report with supporting evidence. We present our solution, a decomposed chain-of-thought (CoT) pipeline that combines a document tampering detector (DTD) with two Qwen3-VL-32B vision-language models, each LoRA-adapted to a distinct sub-task. DTD produces tampering probability maps that are converted into numbered candidate regions; a first model (the Filterer) validates these regions and assigns a preliminary forgery type, while a second model (the Semantic Detective) merges and re-grounds the surviving regions, searches for purely semantic anomalies that are invisible to pixel-level detectors, and writes the final report. Both models are trained by distilling chain-of-thought traces from a privileged Qwen3-VL-235B teacher that has access to ground-truth masks and reports. Our approach secured third place in the ACM MM 2026 GenText-Forensics challenge. We describe the data preparation, test-time augmentation, region rendering, distillation protocol, and training configuration in detail, and report ablations over detector thresholds, prompt designs, and pipeline decompositions.
Sep 28, 2026

From Sharp Eyes to Expert Mind: Internalizing Expert Knowledge in MLLMs for Tampered Text Detection

Tampered Text Detection (TTD) is essential for safeguarding document authenticity in security-critical workflows. Existing expert models are effective at capturing subtle manipulation traces but often generalize poorly across diverse document domains, while Multimodal Large Language Models (MLLMs) offer stronger semantic understanding and transferability yet remain insensitive to fine-grained forensic artifacts. This complementarity motivates us to investigate how expert forensic perception can be internalized into an MLLM rather than merely accessed through an external module. We identify a fundamental Double Mismatch that hinders this goal: a Spatial Precision Mismatch between coarse visual tokens and tiny tampered regions, and a Perceptual Granularity Mismatch between semantics-oriented pre-training and low-level forensic perception. To address these challenges, we propose Expert Knowledge Internalization (EKI), a progressive two-stage framework that transfers forensic expertise into the MLLM itself. In Stage 1, Text-Focused and Image-Focused strategies establish precise spatial focus on small text regions. In Stage 2, the proposed Forensic-General Representation Alignment (FGRA) loss aligns shallow LLM representations with those of a pre-trained forensic expert, enabling the model to acquire fine-grained artifact perception before such cues are diluted by deeper semantic abstraction. Extensive experiments on multiple in-domain and cross-domain benchmarks demonstrate that EKI achieves state-of-the-art performance and stronger generalization than existing expert-model-based and MLLM-based methods. Moreover, the expert is required only during training, allowing the resulting MLLM to maintain inference efficiency nearly identical to the vanilla model without relying on any external expert at inference.
Jul 17, 2026

The Third Competition on Document Forgery Detection on ID-Cards and Passports

This paper presents a comprehensive analysis of the results from the Third International Competition on Document Forgery Detection on ID-Cards and Passports, which was held across two distinct tracks. Track 1 evaluates a synthetic-data-based ID-PAD system under controlled but diverse conditions, where the winning team, Incode, achieves an AVRankAV_{Rank} of 27.82%, confirming consistent performance across metrics and highlighting the importance of a balanced, generalizable design. In Track 2, the challenge intensifies with heterogeneous attack scenarios across different domains, where Incode again achieved the top position with an AVRankAV_{Rank} of 68.71% across thresholds, outperforming some baselines and established methods. These results demonstrate that PAD effectiveness requires not only high accuracy but also consistency across diverse attack types and imaging conditions. The success of this initiative across both tracks underscores the value of collaboration between companies and academic teams. This year, more than 63 teams were registered, and more than 100 submission models were evaluated. This competition has evolved into a leading benchmark state-of-the-art in PAD on ID documents, setting the standard for performance, reproducibility, and real-world applicability in secure identity verification.
Jul 7, 2026

Verification of Dynamic Holographic Behavior in Identity Documents

This paper addresses the remote verification of the authenticity of Optically Variable Devices (commonly known as holograms) on identity documents. Typically placed over the cardholder's photo, these devices provide strong and easily verifiable security for human inspection but pose challenges for automated verification. Existing approaches easily cover static frauds (e.g. paper photocopy) and can be evaluated for such, but their capacity to detect real, dynamic fraud cases (e.g. handcrafted hologram) has not been evaluated to date because of the lack of public datasets. Furthermore, they are usually trained to detect known attack types, and few of them can generalize to new, unseen attacks. This work features three contributions to address these limitations: 1) a new public dataset, MIDV-DynAttack, which extends the existing MIDV-Holo dataset with realistic, static and dynamic attacks against identity document specimens, tripling the number of attack samples compared to the original dataset, 2) a novel verification method which can assess the authenticity of a specific hologram thanks to the analysis of its dynamic behavior and appearance, can be trained without dynamic attack samples, and exhibits new state-of-the-art performance, 3) a benchmark of existing approaches which follows a clear evaluation protocol and emphasizes the inability of other approaches to deal with dynamic attacks, as well as new challenging attacks to deal with. Code and dataset are publicly available at https://github.com/EPITAResearchLab/pouliquen.25.icdar.
Jun 19, 2026

SEED: Simple ViT and Evolving Harness for Explainable Text Forgery Detection

AI-assisted image editing threatens trust in financial, legal, and identity records. The GenText-Forensics Challenge at ACM MM 2026 addresses this by requiring structured forensic reports, in which integrating detection, pixel-level localization, and natural language explanation for multilingual text-centric forgery images. We present SEED, a modular system with three components. First, a similarity-guided pipeline augments training with diverse synthetic forgeries. Second, a single ViT, built on DINOv3 with LoRA adaptation, jointly performs detection and pixel-level localization while preserving pre-trained priors with minimal trainable parameters. Third, an evolving harness takes the detector's predictions and generates a complete forensic report via an MLLM, iteratively improved through a proposer-evaluator loop optimizing report quality. SEED ranked 3rd in the GenText-Forensics Challenge. Code and data are available at https://github.com/KahimWong/GenText-Forensics-3rd-Place.
Apr 3, 2026

DocShield: Towards AI Document Safety via Evidence-Grounded Agentic Reasoning

The rapid progress of generative AI has enabled increasingly realistic text-centric image forgeries, posing major challenges to document safety. Existing forensic methods mainly rely on visual cues and lack evidence-based reasoning to reveal subtle text manipulations. Detection, localization, and explanation are often treated as isolated tasks, limiting reliability and interpretability. To tackle these challenges, we propose DocShield, the first unified framework formulating text-centric forgery analysis as a visual-logical co-reasoning problem. At its core, a novel Cross-Cues-aware Chain of Thought (CCT) mechanism enables implicit agentic reasoning, iteratively cross-validating visual anomalies with textual semantics to produce consistent, evidence-grounded forensic analysis. We further introduce a Weighted Multi-Task Reward for GRPO-based optimization, aligning reasoning structure, spatial evidence, and authenticity prediction. Complementing the framework, we construct RealText-V1, a multilingual dataset of document-like text images with pixel-level manipulation masks and expert-level textual explanations. Extensive experiments show DocShield significantly outperforms existing methods, improving macro-average F1 by 41.4% over specialized frameworks and 23.4% over GPT-4o on T-IC13, with consistent gains on the challenging T-SROIE benchmark. Our dataset, model, and code will be publicly released.
Mar 2, 2026

DOCFORGE-BENCH: A Comprehensive 0-shot Benchmark for Document Forgery Detection and Analysis

We present DOCFORGE-BENCH, the first unified zero-shot benchmark for document forgery detection, evaluating 14 methods across eight datasets spanning text tampering, receipt forgery, and identity document manipulation. Unlike fine-tuning-oriented evaluations such as ForensicHub [Du et al., 2025], DOCFORGE-BENCH applies all methods with their published pretrained weights and no domain adaptation -- a deliberate design choice that reflects the realistic deployment scenario where practitioners lack labeled document training data. Our central finding is a pervasive calibration failure invisible under single-threshold protocols: methods achieve moderate Pixel-AUC (>=0.76) yet near-zero Pixel-F1. This AUC-F1 gap is not a discrimination failure but a score-distribution shift: tampered regions occupy only 0.27-4.17% of pixels in document images -- an order of magnitude less than in natural image benchmarks -- making the standard tau=0.5 threshold catastrophically miscalibrated. Oracle-F1 is 2-10x higher than fixed-threshold Pixel-F1, confirming that calibration, not representation, is the bottleneck. A controlled calibration experiment validates this: adapting a single threshold on N=10 domain images recovers 39-55% of the Oracle-F1 gap, demonstrating that threshold adaptation -- not retraining -- is the key missing step for practical deployment. Overall, no evaluated method works reliably out-of-the-box on diverse document types, underscoring that document forgery detection remains an unsolved problem. We further note that all eight datasets predate the era of generative AI editing; benchmarks covering diffusion- and LLM-based document forgeries represent a critical open gap on the modern attack surface.
Feb 24, 2026

AIForge-Doc: A Benchmark for Detecting AI-Forged Tampering in Financial and Form Documents

We present AIForge-Doc, the first dedicated benchmark targeting exclusively diffusion-model-based inpainting in financial and form documents with pixel-level annotation. Existing document forgery datasets rely on traditional digital editing tools (e.g., Adobe Photoshop, GIMP), creating a critical gap: state-of-the-art detectors are blind to the rapidly growing threat of AI-forged document fraud. AIForge-Doc addresses this gap by systematically forging numeric fields in real-world receipt and form images using two AI inpainting APIs -- Gemini 2.5 Flash Image and Ideogram v2 Edit -- yielding 4,061 forged images from four public document datasets (CORD, WildReceipt, SROIE, XFUND) across nine languages, annotated with pixel-precise tampered-region masks in DocTamper-compatible format. We benchmark three representative detectors -- TruFor, DocTamper, and a zero-shot GPT-4o judge -- and find that all existing methods degrade substantially: TruFor achieves AUC=0.751 (zero-shot, out-of-distribution) vs. AUC=0.96 on NIST16; DocTamper achieves AUC=0.563 vs. AUC=0.98 in-distribution, with pixel-level IoU=0.020; GPT-4o achieves only 0.509 -- essentially at chance -- confirming that AI-forged values are indistinguishable to automated detectors and VLMs. These results demonstrate that AIForge-Doc represents a qualitatively new and unsolved challenge for document forensics.
Feb 23, 2026

TextShield-R1: Reinforced Reasoning for Tampered Text Detection

The growing prevalence of tampered images poses serious security threats, highlighting the urgent need for reliable detection methods. Multimodal large language models (MLLMs) demonstrate strong potential in analyzing tampered images and generating interpretations. However, they still struggle with identifying micro-level artifacts, exhibit low accuracy in localizing tampered text regions, and heavily rely on expensive annotations for forgery interpretation. To this end, we introduce TextShield-R1, the first reinforcement learning based MLLM solution for tampered text detection and reasoning. Specifically, our approach introduces Forensic Continual Pre-training, an easy-to-hard curriculum that well prepares the MLLM for tampered text detection by harnessing the large-scale cheap data from natural image forensic and OCR tasks. During fine-tuning, we perform Group Relative Policy Optimization with novel reward functions to reduce annotation dependency and improve reasoning capabilities. At inference time, we enhance localization accuracy via OCR Rectification, a method that leverages the MLLM's strong text recognition abilities to refine its predictions. Furthermore, to support rigorous evaluation, we introduce the Text Forensics Reasoning (TFR) benchmark, comprising over 45k real and tampered images across 16 languages, 10 tampering techniques, and diverse domains. Rich reasoning-style annotations are included, allowing for comprehensive assessment. Our TFR benchmark simultaneously addresses seven major limitations of existing benchmarks and enables robust evaluation under cross-style, cross-method, and cross-language conditions. Extensive experiments demonstrate that TextShield-R1 significantly advances the state of the art in interpretable tampered text detection.