Overview

AI in financial services supports tasks such as credit assessment, fraud detection, document analysis, customer support, investment advice, and payment processing. Methods range from traditional machine learning and time-series models to financial foundation models, retrieval-augmented generation, and multi-agent systems that use tools and structured workflows. Researchers evaluate these systems on financial benchmarks and real operational data, while also studying fairness, security, regulatory compliance, and auditability. A central challenge is that strong task scores do not always translate into reliable end-to-end decisions: models can misuse evidence, violate user constraints, or behave inconsistently under changing conditions.

Latest papers

CardsList

106 papers8 papers in the last four weeks, down 43% on the four weeks before. 0.0% of all new papers.

  1. Operationalizing Governed Agentic Workflows in Regulated Finance: A Customer Zero Case Study using Zafin AIOS

    Oct 23, 2026Shahir Daya, Rob Dunlap, Alexandre Boulenger +2Agentic WorkflowsAI-Assisted Software Development

  2. Toward Structured Financial Foundation Models

    Oct 19, 2026Natraj Raman, Saumitra Mishra, Vamsi Potluru +1FinanceFinancial Services

  3. FinGREAT: Evaluating LLMs on Financial Graph-guided Retrieval And Typing

    Oct 13, 2026Ashman Mehra, Bryan Routledge, Jane JaeYeon Pyo +1Relation ExtractionLLM Evaluation

  4. Agent Reliability Profiles in Financial Services

    Oct 2, 2026Mike Hsu, Medha Bankhwal, Béatrice Moissinac +3AI Agent ReliabilityAI Assurance

  5. Multi-Agent AI as a Nested Principal-Agent Problem in Private Wealth Management: Mandate Representation and Evidence Control in Switzerland, Germany and Austria

    Oct 2, 2026Walter Kurz, Reinhard Magg, Florian Kollberg +4Financial ServicesAI Agent Governance

  6. PixSim: a calibrated open-source simulator of instant-payment fraud, recovery and interdiction under analyst capacity constraints

    Sep 25, 2026Bashir Zeimarani, Alireza Khatib, Somayeh Mousavinasr +1Financial ServicesFinancial Fraud Detection

  7. IndicBankBench: Evaluating Safety and Reliability of Language Model Assistants in Indian Retail Banking

    Sep 24, 2026Suvradip Paul, Chandra Bhushan, Harsh Sharma +4LLM Safety BenchmarksFinancial Services

  8. Compliant with Local Controls, Collectively Discriminatory. A Governance Architecture for Multi-Agent AI in Regulated Finance

    Sep 23, 2026Jose Manuel de la Chica Rodriguez, Juan Manuel Vera Diaz, Pablo Delgado RomeroFinancial ServicesAlgorithmic Fairness

  9. Sovereign Grassroots Currencies: A CBDC Architecture for Credit and Monetary Policy (Full Version)

    Sep 23, 2026Ehud ShapiroFinancial ServicesFinance

  10. Issuer-Sovereign Agentic Payments

    Sep 23, 2026Dishant Sharma, Rajneesh Kaushal, Ashu KanaujiaFinancial ServicesAgentic Commerce

  11. From IceCube to IT-Sphere: A Hybrid Quantum-Classical GNN for Banking IT Root Cause Analysis

    Sep 19, 2026Antonio Greco, Riccardo Paoletti, Roberto Cappuccio +1Root Cause AnalysisHybrid Quantum-Classical ML

  12. FinCUABuild: Can Agents Build Reliable Benchmarks for Dynamic Financial Computer Use?

    Sep 7, 2026Jingpu Yang, Fengxian Ji, Jinri Guo +7Computer-Use Agent BenchmarksFinancial Services

  13. FiMI Banking: A Sovereign Model for Indian Retail Banking

    Sep 3, 2026NPCI AI Research Team, Aman Kumar, Asit Desai +15Financial ServicesRL for Language Models

  14. Right Frame, Wrong Rule: Cultural Cues Expose the Financial Knowledge Gap They Were Meant to Close

    Sep 1, 2026Rania Elbadry, Ahmed Heakl, Saeed Almheiri +12Financial ServicesCultural Bias in Language Models

  15. Beyond Churn: Predicting Financial Fragmentation in Retail Banking with Temporal Machine Learning

    Aug 31, 2026Ananyaa Chopra, Brandon Xu, Brendan Yuen +2Financial Services

  16. Mint-Agent: Introducing Finance-Native Agentic Foundation Models

    Aug 17, 2026Mint-Agent Team, Kun Wang, Gavin Zhang +7LLM Agent TrainingAutonomous Research Agents

  17. CARD: Controlled Agentic Reddit Discussions for Credit Card Simulation

    Aug 10, 2026Yaoning Yu, Kai-Min Chang, Ye Yu +3Financial ServicesControllable Text Generation

  18. Context Is Not Authority: Structured Runtime Governance for Financial Market Agents

    Aug 10, 2026Rui Tang, Qiangqiang Liu, Yichi Zhang +3Financial ServicesAI Agent Security

  19. FinReportBench: Measuring and Improving Institution-Grade Financial Report Generation

    Aug 5, 2026Yinghao Tang, Tan Zhenwei, Yiyao Wang +4Financial ServicesLLM Evaluation