Low-Rank Adaptation (LoRA) reparameterizes a weight update as a product of two low-rank factors, but the Jacobian
JG of the generator mapping the factors to the weight matrix is rank-deficient, so the factor-space preconditioner
JG∗FtJG induced by any
W-space preconditioner
Ft is singular, and consequently the standard chain rule cannot be uniquely inverted to map a preconditioned
W-space direction back to a factor-space update. We cast existing LoRA optimizers in a unified framework parameterized by two choices: (i) which invertible surrogate for
JG∗FtJG to use, and (ii) which
Ft on
W to use. Existing methods occupy four families along these axes: factor-space adaptive updates, block-diagonal surrogates for
JG∗JG, Frobenius-residual pseudoinverse methods, and Riemannian manifold constraint. Within this design space, a gradient-statistics-aware
Ft paired with a closed-form factor-space solve at
O((m+n)r) memory remains underexplored. We propose \textbf{AdaPreLoRA}, which fills this gap by adopting the Adafactor diagonal Kronecker preconditioner
Ht on
W and selecting from the resulting factor-space solution family the element minimizing an
Ht-weighted imbalance between the two factor contributions; by construction, the resulting factor update is the closest LoRA approximation to the preconditioned
W-space direction under the
Ht-weighted norm. Across GPT-2 (E2E), Mistral-7B and Qwen2-7B (GLUE, ARC, GSM8K), and diffusion-model personalization, AdaPreLoRA is competitive with or improves over a representative set of LoRA optimizers while keeping peak GPU memory at the LoRA optimizer level.